Skip to content
BostonBackup Power
Large home with its lights on at dusk

200 Amp vs 400 Amp Service Do You Need to Go From 200 A to 400 A?

When a 200 amp home really needs 400 amp service, what the upgrade involves with the utility, and when managing loads may keep the house on 200 amps.

By Adam Zell of Boston Automations · Updated

The short answer

A house needs 400 A service when its loads really have to run together at a level 200 A cannot carry. Most homes that look over 200 A on paper get there because the load calculation assumes the EV, the heat pumps, the range and the dryer all run at once.

If some of those loads can pause during a peak, load management such as Savant Power can keep the total under 200 A. The code lets an energy management system's setpoint count in the load calculation, and whether your design counts is up to the electrician, the inspector and the utility.

What does 200 A or 400 A mean?

The number is the rating of the electrical service: the utility connection, the meter and the main breaker. It is the most current the house is built to draw at one time. The Massachusetts Clean Energy Center suggests homes with less than 200 A consider upgrading for heat pumps, solar and EVs. Large homes may have 400 A or more.

What pushes a 200 A house toward 400 A?

Electrification. An EV charger, heat pumps that replace an oil or gas boiler, an induction range, a heat pump water heater, a pool heater or an addition each adds load. On a load calculation those add up fast, even though the car charges at night and the heat pumps work hardest on cold mornings.

Two ways to handle new loads on a 200 A service
QuestionUpgrade to 400 AManage loads on 200 A
What the load calculation countsEvery load at its demand valueThe energy management system's setpoint for managed loads
Utility involvementWork request, design, payment and a scheduled connectionThe utility service stays as it is
InspectorInspects the new serviceInspects the energy management system
Daily lifeEverything can run at onceLow-priority loads pause during peaks
ExtrasRoom for future loadsCircuit monitoring, outage scenes, battery and EV control

What does the utility upgrade process look like?

In Eversource territory the electrician starts a work request for new or increased service and gets a work request number that tracks the job. After the town wiring inspector gives final approval, Eversource says it installs the service within 5 business days, provided its requirements are met. National Grid, Unitil and the municipal light plants have their own processes.

How does managing loads keep a house on 200 A?

Section 220.70 of the 2023 National Electrical Code lets the electrician use an energy management system's ampere setpoint in the service load calculation, with the system installed under 750.30. With Savant, modules sit on the circuits you choose. When the house nears its limit the system turns off the lowest-priority circuits, then turns them back on when use drops. Savant's service upgrade avoidance was approved in October 2026. Your electrician's load calculation decides whether it works for your house.

The step-by-step version is in how to avoid an electrical service upgrade, and the homeowner's view is in home load shedding explained.

What about 400 A to 600 A?

The code rule does not change with the service size, so a large house on 400 A can plan the same way. Bigger homes usually have more loads that can wait, such as snow melt, pool equipment and a second or third EV. Savant lists its Power Storage for services from 200 A up to 800 A if a battery is part of the plan.

Frequently asked questions

Do I need 400 amp service?

Do I need 400 amp service?

Only if your electrician's load calculation says the house needs more than 200 A after any managed loads are counted. Large homes with electric heat, several heat pumps, two EV chargers and a pool can get there. Many homes that look over 200 A on paper are rarely near it in practice.

What does upgrading from 200 A to 400 A involve?

What does upgrading from 200 A to 400 A involve?

Your electrician files a work request with the utility, designs the new service and pulls a permit. The new service equipment goes in, the town wiring inspector approves it, and the utility connects the larger service. Eversource says it installs within 5 business days of the inspector's final approval once its requirements are met.

Can load management keep my house on 200 A?

Can load management keep my house on 200 A?

It can when the extra load is something that does not need to run at the peak, such as EV charging. The NEC lets the electrician count an energy management system's setpoint in the load calculation. The inspector and the utility make the final call.

Does the same idea work for 400 A to 600 A?

Does the same idea work for 400 A to 600 A?

The code rule for energy management systems does not depend on the service size, so the same approach can be planned for a larger house. Your electrician's load calculation decides.

How much does a 400 A service upgrade cost?

How much does a 400 A service upgrade cost?

It depends on the utility work, the distance from the pole or transformer, whether the line is overhead or underground, and the new equipment at the house. Savant's own estimate is anywhere from thousands to tens of thousands of dollars. Ask your electrician and the utility for a site-specific number.

Where to go next

Related guides

More Savant Power guides

Ready to plan? See how a Savant Power project works, or get a Savant quote.

Get a Savant Power Quote

Tell us about the house, the service size and what you want to add. We reply within one business day.